Placentia in short: The typical home is worth about $1,102,000 as of August 2026, up 2.4% in a year, against about $1,179,000 across Orange County. About 83 homes are for sale. Typical rent is about $2,850 a month. First-time buyers can combine county and state down payment programs.
Placentia is a North County city between Fullerton, Anaheim and Yorba Linda, bordered by the 57 on the west. It has a historic Old Town along Santa Fe Avenue and a mostly residential character, with single-family neighborhoods from several eras and some newer planned communities.
Home values sit near the middle of the North County range, which gives buyers a choice between established homes from the 1960s and 1970s and newer homes with HOA dues. The city is served by Placentia-Yorba Linda Unified School District, which draws many buyers.
Commuters rely on the 57 and the 91, and the Fullerton train station is a short drive away. I help buyers weigh commute, school assignment and the age of the home together, since all three move value here.
Placentia housing market, August 2026
Home values in Placentia are up 2.4% from a year ago and up 13.0% over three years. About 27.7% of listings have had a price cut, which tells you how much room there is to negotiate. For comparison, the typical home value across Orange County is $1,179,000. At the typical rent and value, the gross rental yield is about 3.1% a year before expenses.
Sources: Zillow Research (home value and rent indexes, inventory, days to pending, price cuts) and Realtor.com Research, data through August 2026. These are market-wide figures, not an appraisal of any one home. See the Orange County market report for the county trend.
What a typical Placentia home costs to own
20% down
$7,259/month
- Down payment$220,381
- Principal and interest$5,835
- Property tax$1,010
- Insurance$413
Income to qualify: about $311,000 a year
10% down
$8,442/month
- Down payment$110,191
- Principal and interest$6,565
- Property tax$1,010
- Insurance$413
- Mortgage insurance$455
Income to qualify: about $362,000 a year
Estimates on the typical home value of $1,102,000 at the 6.95% 30-year fixed average (2026-09-17), with property tax at 1.1% and insurance at 0.45% of value a year, and income at 28% of gross for housing. HOA dues and Mello-Roos are extra where they apply. Not a loan quote. Down payment programs below can cover part of the down payment. See 20 years of mortgage rates.
Neighborhoods in Placentia
- Old Town PlacentiaOlder homes and local businesses near Santa Fe Avenue.
- Tri-City Park areaResidential streets around the lake and park on the city's western edge.
- East PlacentiaNewer tracts and planned communities toward Yorba Linda.
Schools
Placentia-Yorba Linda Unified School District serves the city. Always confirm the assigned school for a specific address with the district.
Getting around
The 57 runs along the west side and the 91 is to the south. The Fullerton Transportation Center is the closest train station.
Down payment help for Placentia buyers
Orange County Mortgage Assistance Program (MAP) Open
OC Housing and Community Development
A deferred second loan at 3% simple interest of up to $120,000 for low-income and $80,000 for moderate-income first-time buyers. The price must be at or below 85% of the county median sales price.
Orange County Mortgage Credit Certificate (MCC) Open
County of Orange, administered by National Homebuyers Fund
A federal income tax credit on part of the mortgage interest you pay, every year for the life of the loan. Income up to 115% of area median income, and it stacks with MAP and other programs.
CalHFA MyHome Assistance Program Open
California Housing Finance Agency
A deferred junior loan of up to 3% of the price toward the down payment or closing costs, paired with a CalHFA first mortgage. No monthly payment until you sell, refinance or pay off the loan.
See every program you may qualify for
Program terms from the official program pages, last checked September 2026. Income and price limits apply and funds can close without notice, so confirm current terms before you rely on them.
Placentia ZIP codes at a glance
| ZIP | Median asking price | Per sq ft | Homes for sale | Median days on market |
|---|---|---|---|---|
| 92870 | $912,000 | $594 | 59 | 44 |
Realtor.com Research listing data by ZIP code, August 2026. A ZIP code can cross city lines.
Placentia real estate questions
How much does a home cost in Placentia?
As of August 2026, the typical home value in Placentia is about $1,102,000, up 2.4% from a year earlier, according to the Zillow Home Value Index. The median asking price for homes listed that month was about $979,000. Condos and townhomes usually sit below the typical value and larger detached homes above it.
What is the monthly payment on a typical home in Placentia?
At the typical value of $1,102,000, with 10% down and a 6.95% 30-year fixed rate, the full monthly cost including property tax, insurance and mortgage insurance is about $8,442. Lenders would usually look for household income around $361,800. HOA dues and Mello-Roos are extra where they apply. This is an estimate, not a loan quote.
Is there down payment help for Placentia buyers?
Yes. Countywide, first-time buyers in Placentia can look at the Orange County Mortgage Assistance Program and the Orange County Mortgage Credit Certificate, and statewide at CalHFA's MyHome Assistance Program. Income and price limits apply, and the right combination depends on your situation. The finder on this site lists more than 40 programs across Southern California.
What school district serves Placentia?
Placentia is served by Placentia-Yorba Linda Unified School District. School assignments follow the address, so confirm the specific schools with the district before you make an offer.
Official resources
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