Tustin in short: The typical home is worth about $1,158,000 as of August 2026, up 0.2% in a year, against about $1,179,000 across Orange County. About 141 homes are for sale. Homes that sell go under contract in about 27 days. Typical rent is about $3,150 a month. First-time buyers can combine county and state down payment programs.
Tustin combines a historic Old Town with one of the county's newest large communities, Tustin Legacy, built on the former Marine Corps Air Station where one of the World War II blimp hangars still stands. It sits between Irvine, Santa Ana and Orange, which makes it one of the most central places to live in Orange County.
Buyers can choose among Old Town's older homes and cottages, the planned neighborhoods of Tustin Ranch with larger homes and golf course views, and newer homes and townhomes in Tustin Legacy near The District shopping center. Values sit near the county's typical figure, with a wide spread between condos and detached homes.
Newer communities in Tustin Legacy and parts of Tustin Ranch carry HOA dues and in some cases Mello-Roos taxes, which I include in every payment estimate.
Tustin housing market, August 2026
Home values in Tustin are up 0.2% from a year ago and up 14.2% over three years. Homes that sell are going under contract in about 27 days. About 32.4% of listings have had a price cut, which tells you how much room there is to negotiate. For comparison, the typical home value across Orange County is $1,179,000. At the typical rent and value, the gross rental yield is about 3.3% a year before expenses.
Sources: Zillow Research (home value and rent indexes, inventory, days to pending, price cuts) and Realtor.com Research, data through August 2026. These are market-wide figures, not an appraisal of any one home. See the Orange County market report for the county trend.
What a typical Tustin home costs to own
20% down
$7,627/month
- Down payment$231,573
- Principal and interest$6,132
- Property tax$1,061
- Insurance$434
Income to qualify: about $327,000 a year
10% down
$8,871/month
- Down payment$115,787
- Principal and interest$6,898
- Property tax$1,061
- Insurance$434
- Mortgage insurance$478
Income to qualify: about $380,000 a year
Estimates on the typical home value of $1,158,000 at the 6.95% 30-year fixed average (2026-09-17), with property tax at 1.1% and insurance at 0.45% of value a year, and income at 28% of gross for housing. HOA dues and Mello-Roos are extra where they apply. Not a loan quote. Down payment programs below can cover part of the down payment. See 20 years of mortgage rates.
Neighborhoods in Tustin
- Old Town TustinHistoric homes, cottages and local shops along El Camino Real.
- Tustin RanchPlanned neighborhoods of larger homes, many near the golf course.
- Tustin LegacyNewer homes and townhomes on the former air station, near parks and The District.
- Tustin MeadowsA 1960s neighborhood with a private greenbelt, pool and recreation center for residents.
Schools
Tustin Unified School District serves the city. Always confirm the assigned school for a specific address with the district.
Getting around
Interstate 5, the 55 and the 261 toll road serve Tustin, and the Tustin Metrolink station is in Tustin Legacy.
Down payment help for Tustin buyers
Orange County Mortgage Assistance Program (MAP) Open
OC Housing and Community Development
A deferred second loan at 3% simple interest of up to $120,000 for low-income and $80,000 for moderate-income first-time buyers. The price must be at or below 85% of the county median sales price.
Orange County Mortgage Credit Certificate (MCC) Open
County of Orange, administered by National Homebuyers Fund
A federal income tax credit on part of the mortgage interest you pay, every year for the life of the loan. Income up to 115% of area median income, and it stacks with MAP and other programs.
CalHFA MyHome Assistance Program Open
California Housing Finance Agency
A deferred junior loan of up to 3% of the price toward the down payment or closing costs, paired with a CalHFA first mortgage. No monthly payment until you sell, refinance or pay off the loan.
See every program you may qualify for
Program terms from the official program pages, last checked September 2026. Income and price limits apply and funds can close without notice, so confirm current terms before you rely on them.
Tustin ZIP codes at a glance
| ZIP | Median asking price | Per sq ft | Homes for sale | Median days on market |
|---|---|---|---|---|
| 92780 | $925,000 | $618 | 47 | 45 |
| 92782 | $1,149,000 | $703 | 61 | 51 |
Realtor.com Research listing data by ZIP code, August 2026. A ZIP code can cross city lines.
Tustin real estate questions
How much does a home cost in Tustin?
As of August 2026, the typical home value in Tustin is about $1,158,000, up 0.2% from a year earlier, according to the Zillow Home Value Index. The median asking price for homes listed that month was about $1,125,000. Condos and townhomes usually sit below the typical value and larger detached homes above it.
What is the monthly payment on a typical home in Tustin?
At the typical value of $1,158,000, with 10% down and a 6.95% 30-year fixed rate, the full monthly cost including property tax, insurance and mortgage insurance is about $8,871. Lenders would usually look for household income around $380,186. HOA dues and Mello-Roos are extra where they apply. This is an estimate, not a loan quote.
Is there down payment help for Tustin buyers?
Yes. Countywide, first-time buyers in Tustin can look at the Orange County Mortgage Assistance Program and the Orange County Mortgage Credit Certificate, and statewide at CalHFA's MyHome Assistance Program. Income and price limits apply, and the right combination depends on your situation. The finder on this site lists more than 40 programs across Southern California.
What is Tustin Legacy?
Tustin Legacy is a large planned community built on the former Marine Corps Air Station Tustin. It includes newer homes and townhomes, parks, The District shopping center and the Tustin Metrolink station. Newer homes there often carry HOA dues and some carry Mello-Roos taxes.
Official resources
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