La Habra in short: The typical home is worth about $901,000 as of August 2026, up 2.0% in a year, against about $1,179,000 across Orange County. About 98 homes are for sale. Homes that sell go under contract in about 18 days. Typical rent is about $2,760 a month. First-time buyers can combine county and state down payment programs.
La Habra sits on Orange County's northern edge, bordering Whittier and La Habra Heights in Los Angeles County. It is a residential city with a small-town feel, known for community events such as the annual Corn Festival, and a mix of mid-century single-family homes, condos and larger properties on the hillier west side.
Home values in La Habra are among the more attainable in North Orange County, which makes it a regular stop for first-time buyers. Many homes were built in the 1950s and 1960s, so updated and original homes can sit far apart in price on the same street.
Buyers who work in Los Angeles County like the access via Beach Boulevard, Harbor Boulevard and Imperial Highway, while Orange County commuters use the 57 through Brea.
La Habra housing market, August 2026
Home values in La Habra are up 2.0% from a year ago and up 9.4% over three years. Homes that sell are going under contract in about 18 days. About 26.5% of listings have had a price cut, which tells you how much room there is to negotiate. For comparison, the typical home value across Orange County is $1,179,000. At the typical rent and value, the gross rental yield is about 3.7% a year before expenses.
Sources: Zillow Research (home value and rent indexes, inventory, days to pending, price cuts) and Realtor.com Research, data through August 2026. These are market-wide figures, not an appraisal of any one home. See the Orange County market report for the county trend.
What a typical La Habra home costs to own
20% down
$5,938/month
- Down payment$180,299
- Principal and interest$4,774
- Property tax$826
- Insurance$338
Income to qualify: about $254,000 a year
10% down
$6,907/month
- Down payment$90,150
- Principal and interest$5,371
- Property tax$826
- Insurance$338
- Mortgage insurance$372
Income to qualify: about $296,000 a year
Estimates on the typical home value of $901,000 at the 6.95% 30-year fixed average (2026-09-17), with property tax at 1.1% and insurance at 0.45% of value a year, and income at 28% of gross for housing. HOA dues and Mello-Roos are extra where they apply. Not a loan quote. Down payment programs below can cover part of the down payment. See 20 years of mortgage rates.
Neighborhoods in La Habra
- Central La HabraMid-century single-family tracts near parks and schools.
- WestridgeHomes near Westridge Golf Club on the city's hillier west side.
- La Habra Boulevard corridorCondos and townhomes close to shopping and services.
Schools
La Habra City School District serves elementary and middle grades, and Fullerton Joint Union High School District covers high school, including La Habra and Sonora high schools. Always confirm the assigned school for a specific address with the district.
Getting around
Beach Boulevard, Harbor Boulevard and Imperial Highway are the main routes. The 57 is a short drive east through Brea, and the 605 and 5 reach Los Angeles County.
Down payment help for La Habra buyers
Orange County Mortgage Assistance Program (MAP) Open
OC Housing and Community Development
A deferred second loan at 3% simple interest of up to $120,000 for low-income and $80,000 for moderate-income first-time buyers. The price must be at or below 85% of the county median sales price.
Orange County Mortgage Credit Certificate (MCC) Open
County of Orange, administered by National Homebuyers Fund
A federal income tax credit on part of the mortgage interest you pay, every year for the life of the loan. Income up to 115% of area median income, and it stacks with MAP and other programs.
CalHFA MyHome Assistance Program Open
California Housing Finance Agency
A deferred junior loan of up to 3% of the price toward the down payment or closing costs, paired with a CalHFA first mortgage. No monthly payment until you sell, refinance or pay off the loan.
See every program you may qualify for
Program terms from the official program pages, last checked September 2026. Income and price limits apply and funds can close without notice, so confirm current terms before you rely on them.
La Habra ZIP codes at a glance
| ZIP | Median asking price | Per sq ft | Homes for sale | Median days on market |
|---|---|---|---|---|
| 90631 | $900,000 | $539 | 92 | 50 |
Realtor.com Research listing data by ZIP code, August 2026. A ZIP code can cross city lines.
La Habra real estate questions
How much does a home cost in La Habra?
As of August 2026, the typical home value in La Habra is about $901,000, up 2.0% from a year earlier, according to the Zillow Home Value Index. The median asking price for homes listed that month was about $834,000. Condos and townhomes usually sit below the typical value and larger detached homes above it.
What is the monthly payment on a typical home in La Habra?
At the typical value of $901,000, with 10% down and a 6.95% 30-year fixed rate, the full monthly cost including property tax, insurance and mortgage insurance is about $6,907. Lenders would usually look for household income around $296,014. HOA dues and Mello-Roos are extra where they apply. This is an estimate, not a loan quote.
Is there down payment help for La Habra buyers?
Yes. Countywide, first-time buyers in La Habra can look at the Orange County Mortgage Assistance Program and the Orange County Mortgage Credit Certificate, and statewide at CalHFA's MyHome Assistance Program. Income and price limits apply, and the right combination depends on your situation. The finder on this site lists more than 40 programs across Southern California.
Is La Habra in Orange County or Los Angeles County?
La Habra is in Orange County. It borders the Los Angeles County cities of Whittier and La Habra Heights, which is why many residents commute into both counties. La Habra Heights is a separate city in Los Angeles County.
Official resources
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