Seal Beach in short: The typical home is worth about $831,000 as of August 2026, up 4.4% in a year, against about $1,179,000 across Orange County. About 140 homes are for sale. Homes that sell go under contract in about 33 days. Typical rent is about $2,830 a month. First-time buyers can combine county and state down payment programs.
Seal Beach is a small coastal city at the western edge of Orange County, next to Long Beach, with a walkable Main Street that ends at the Seal Beach Pier. The streets of Old Town near the beach are lined with cottages and newer rebuilds.
The city's housing mix is unusual. Old Town and the Hill have single-family homes near the water, College Park East and College Park West offer mid-century tracts, and Leisure World Seal Beach is a large age-restricted community for residents 55 and older with co-ops and condos. That community is why the city's typical value and asking prices look lower than you might expect for a beach town.
The Naval Weapons Station Seal Beach occupies a large part of the city, which limits development and keeps the neighborhoods small. Well-priced homes in Old Town and College Park tend to move quickly.
Seal Beach housing market, August 2026
Home values in Seal Beach are up 4.4% from a year ago and up 5.7% over three years. Homes that sell are going under contract in about 33 days. About 27.7% of listings have had a price cut, which tells you how much room there is to negotiate. For comparison, the typical home value across Orange County is $1,179,000. At the typical rent and value, the gross rental yield is about 4.1% a year before expenses.
Sources: Zillow Research (home value and rent indexes, inventory, days to pending, price cuts) and Realtor.com Research, data through August 2026. These are market-wide figures, not an appraisal of any one home. See the Orange County market report for the county trend.
What a typical Seal Beach home costs to own
20% down
$5,471/month
- Down payment$166,119
- Principal and interest$4,398
- Property tax$761
- Insurance$311
Income to qualify: about $234,000 a year
10% down
$6,364/month
- Down payment$83,059
- Principal and interest$4,948
- Property tax$761
- Insurance$311
- Mortgage insurance$343
Income to qualify: about $273,000 a year
Estimates on the typical home value of $831,000 at the 6.95% 30-year fixed average (2026-09-17), with property tax at 1.1% and insurance at 0.45% of value a year, and income at 28% of gross for housing. HOA dues and Mello-Roos are extra where they apply. Not a loan quote. Down payment programs below can cover part of the down payment. See 20 years of mortgage rates.
Neighborhoods in Seal Beach
- Old Town Seal BeachCottages and newer homes near Main Street, the pier and the beach.
- The HillSingle-family homes on a rise above Old Town, some with ocean views.
- College Park EastMid-century single-family tracts near the 405.
- College Park WestSingle-family homes near the Los Angeles County line.
- Leisure World Seal BeachAn age-restricted community for residents 55 and older with co-ops and condos.
Schools
Los Alamitos Unified School District serves Seal Beach. Always confirm the assigned school for a specific address with the district.
Getting around
The 405 and the 22 meet near the city, and Pacific Coast Highway runs through it toward Long Beach and Huntington Beach.
Down payment help for Seal Beach buyers
Orange County Mortgage Assistance Program (MAP) Open
OC Housing and Community Development
A deferred second loan at 3% simple interest of up to $120,000 for low-income and $80,000 for moderate-income first-time buyers. The price must be at or below 85% of the county median sales price.
Orange County Mortgage Credit Certificate (MCC) Open
County of Orange, administered by National Homebuyers Fund
A federal income tax credit on part of the mortgage interest you pay, every year for the life of the loan. Income up to 115% of area median income, and it stacks with MAP and other programs.
CalHFA MyHome Assistance Program Open
California Housing Finance Agency
A deferred junior loan of up to 3% of the price toward the down payment or closing costs, paired with a CalHFA first mortgage. No monthly payment until you sell, refinance or pay off the loan.
See every program you may qualify for
Program terms from the official program pages, last checked September 2026. Income and price limits apply and funds can close without notice, so confirm current terms before you rely on them.
Seal Beach ZIP codes at a glance
| ZIP | Median asking price | Per sq ft | Homes for sale | Median days on market |
|---|---|---|---|---|
| 90740 | $1,750,000 | $736 | 29 | 64 |
| 90743 | $3,900,000 | $1,726 | 3 | 79 |
Realtor.com Research listing data by ZIP code, August 2026. A ZIP code can cross city lines.
Seal Beach real estate questions
How much does a home cost in Seal Beach?
As of August 2026, the typical home value in Seal Beach is about $831,000, up 4.4% from a year earlier, according to the Zillow Home Value Index. The median asking price for homes listed that month was about $492,000. Condos and townhomes usually sit below the typical value and larger detached homes above it.
What is the monthly payment on a typical home in Seal Beach?
At the typical value of $831,000, with 10% down and a 6.95% 30-year fixed rate, the full monthly cost including property tax, insurance and mortgage insurance is about $6,364. Lenders would usually look for household income around $272,743. HOA dues and Mello-Roos are extra where they apply. This is an estimate, not a loan quote.
Is there down payment help for Seal Beach buyers?
Yes. Countywide, first-time buyers in Seal Beach can look at the Orange County Mortgage Assistance Program and the Orange County Mortgage Credit Certificate, and statewide at CalHFA's MyHome Assistance Program. Income and price limits apply, and the right combination depends on your situation. The finder on this site lists more than 40 programs across Southern California.
Why does Seal Beach show a lower typical home value than other beach cities?
A large share of Seal Beach homes are co-ops and condos in Leisure World Seal Beach, an age-restricted community for residents 55 and older. Those lower-priced units pull the citywide figures down. Single-family homes in Old Town, the Hill and College Park sell for much more.
Official resources
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