Westminster in short: The typical home is worth about $1,095,000 as of August 2026, up 4.9% in a year, against about $1,179,000 across Orange County. About 69 homes are for sale. Typical rent is about $2,790 a month. First-time buyers can combine county and state down payment programs.
Westminster is a West Orange County city between Garden Grove, Huntington Beach and Fountain Valley, with the 405 and the 22 running through it. It is largely residential, with single-family neighborhoods from the 1950s through the 1970s plus condos, townhomes and mobile home communities.
Home values here sit below those of the neighboring beach cities, yet many homes are a short drive from Huntington Beach. That combination makes Westminster a common choice for buyers who want a detached home and a reasonable commute to both the coast and Central County jobs.
The shopping and dining districts along Bolsa Avenue and Brookhurst Street draw visitors from across Southern California. Several school districts serve the city, so I confirm the school assignment for every address.
Westminster housing market, August 2026
Home values in Westminster are up 4.9% from a year ago and up 15.5% over three years. About 23.2% of listings have had a price cut, which tells you how much room there is to negotiate. For comparison, the typical home value across Orange County is $1,179,000. At the typical rent and value, the gross rental yield is about 3.1% a year before expenses.
Sources: Zillow Research (home value and rent indexes, inventory, days to pending, price cuts) and Realtor.com Research, data through August 2026. These are market-wide figures, not an appraisal of any one home. See the Orange County market report for the county trend.
What a typical Westminster home costs to own
20% down
$7,213/month
- Down payment$219,007
- Principal and interest$5,799
- Property tax$1,004
- Insurance$411
Income to qualify: about $309,000 a year
10% down
$8,390/month
- Down payment$109,504
- Principal and interest$6,524
- Property tax$1,004
- Insurance$411
- Mortgage insurance$452
Income to qualify: about $360,000 a year
Estimates on the typical home value of $1,095,000 at the 6.95% 30-year fixed average (2026-09-17), with property tax at 1.1% and insurance at 0.45% of value a year, and income at 28% of gross for housing. HOA dues and Mello-Roos are extra where they apply. Not a loan quote. Down payment programs below can cover part of the down payment. See 20 years of mortgage rates.
Neighborhoods in Westminster
- Central Westminster1950s and 1960s single-family tracts close to parks and schools.
- South WestminsterHomes near the 405, close to Huntington Beach and Fountain Valley.
- Near Westminster MallCondos and townhomes near the mall and Goldenwest Street.
Schools
Several districts serve Westminster, including Westminster School District, Ocean View School District and Garden Grove Unified, with Huntington Beach Union High School District covering high school for much of the city. Always confirm the assigned school for a specific address with the district.
Getting around
The 405 and the 22 both run through the city, with Beach Boulevard and Brookhurst Street as the main north-south routes.
Down payment help for Westminster buyers
Orange County Mortgage Assistance Program (MAP) Open
OC Housing and Community Development
A deferred second loan at 3% simple interest of up to $120,000 for low-income and $80,000 for moderate-income first-time buyers. The price must be at or below 85% of the county median sales price.
Orange County Mortgage Credit Certificate (MCC) Open
County of Orange, administered by National Homebuyers Fund
A federal income tax credit on part of the mortgage interest you pay, every year for the life of the loan. Income up to 115% of area median income, and it stacks with MAP and other programs.
CalHFA MyHome Assistance Program Open
California Housing Finance Agency
A deferred junior loan of up to 3% of the price toward the down payment or closing costs, paired with a CalHFA first mortgage. No monthly payment until you sell, refinance or pay off the loan.
See every program you may qualify for
Program terms from the official program pages, last checked September 2026. Income and price limits apply and funds can close without notice, so confirm current terms before you rely on them.
Westminster ZIP codes at a glance
| ZIP | Median asking price | Per sq ft | Homes for sale | Median days on market |
|---|---|---|---|---|
| 92655 | $1,050,000 | $646 | 4 | 72 |
| 92683 | $1,199,000 | $656 | 50 | 40 |
Realtor.com Research listing data by ZIP code, August 2026. A ZIP code can cross city lines.
Westminster real estate questions
How much does a home cost in Westminster?
As of August 2026, the typical home value in Westminster is about $1,095,000, up 4.9% from a year earlier, according to the Zillow Home Value Index. The median asking price for homes listed that month was about $1,191,000. Condos and townhomes usually sit below the typical value and larger detached homes above it.
What is the monthly payment on a typical home in Westminster?
At the typical value of $1,095,000, with 10% down and a 6.95% 30-year fixed rate, the full monthly cost including property tax, insurance and mortgage insurance is about $8,390. Lenders would usually look for household income around $359,571. HOA dues and Mello-Roos are extra where they apply. This is an estimate, not a loan quote.
Is there down payment help for Westminster buyers?
Yes. Countywide, first-time buyers in Westminster can look at the Orange County Mortgage Assistance Program and the Orange County Mortgage Credit Certificate, and statewide at CalHFA's MyHome Assistance Program. Income and price limits apply, and the right combination depends on your situation. The finder on this site lists more than 40 programs across Southern California.
How far is Westminster from the beach?
Most of Westminster is a short drive from Huntington Beach, and neighborhoods in the south of the city are close to the coast. Buyers often choose Westminster for that access at lower prices than the beach cities themselves.
Official resources
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