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Rent Is Someone Else's Mortgage
I am not saying that to make you feel bad. For plenty of people renting is the right call this year, and I will…
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What Actually Holds Value
Location is not a postcode. Value holds where supply is hard to add and demand is hard to move.
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Your First Year Of Ownership, Honestly
The keys are not the finish line. They are the start of the expensive part, and almost nobody budgets for it. Everything that used…
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What A Good Agent Actually Does
You could open most of them yourself. The job actually starts the moment your offer is accepted, because roughly twelve things go wrong between…
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When Renting Is The Right Answer
I get paid when you buy. I would still rather you bought well, because buying badly is far more expensive than renting for another…
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The Real Cost Of Waiting
A $950,000 loan at 6.65 percent runs about $6,100 a month. The same loan at 5.65 percent runs about $5,500. That saving is real,…
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Insurance Is The Deal Killer Nobody Checks
It surfaces in week three, when you are already emotionally committed and the lender wants proof of cover. A home you cannot insure is…
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Buying With Someone You Are Not Married To
Two incomes open doors that one income cannot. That part is obvious. The purchase is the easy bit. What happens in year four is…
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Equity Is Not Free Money
It has a rate, a term and a consequence, and the collateral is the roof over your head. On paper equity looks like a…
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The First Weekend Decides Your Price
Every buyer who has been waiting for a home like yours sees it in the first 72 hours. That audience is finite, and you…